Articles
Industry Insights & Payment News
Where payments, compliance, and growth intersect. Explore insights on healthcare, telehealth, ecommerce, recurring revenue, and the infrastructure powering modern business.
Payment Processor VS Payment Gateways – Which To Pick
Payment processors vs payment gateways explained. How each one works during a transaction, why you need both, and how to choose the right combination.
Payment Gateways VS Merchant Accounts – The Difference
Payment gateways vs merchant accounts explained. How they relate to each other, what each one does, and which you need for your ecommerce business.
Payment Gateways – How They Work And What They Are
How payment gateways work and what they do during a credit card transaction. Gateway types, security features, and whether your business needs one.
ACH VS Wire Transfers – What’s The Best For Your Business?
ACH vs wire transfers compared. Processing times, costs, security differences, and which method is better for your business payments.
High Risk VS Medium Risk VS Low Risk Merchant Accounts
High-risk vs medium-risk vs low-risk merchant accounts. How banks classify risk levels, what determines your category, and how it affects your rates and terms.
Ultimate Credit Card Processing Terminology Glossary
A complete glossary of credit card processing terminology. Every payment industry term merchants need to know, from acquirer to zero-floor limit.
Tiered Merchant Account Pricing Structures In 2024
How tiered merchant account pricing works. Qualified, mid-qualified, and non-qualified tiers explained, with guidance on when tiered pricing makes sense.
Merchant Account Holds & Freezes – Everything You Need To Know
How merchant account holds and freezes work. Common triggers, the difference between holds and terminations, and what to do when your funds are locked.
Is 3DS2 Relevant For U.S. Merchants In 2025?
Is 3D Secure 2 relevant for U.S. merchants in 2025? How 3DS2 reduces fraud on card-not-present transactions and when it makes sense to implement.
Understanding Merchant Interchange Fees
How merchant interchange fees work. What determines your interchange rate, how fees are calculated, and practical ways to reduce what you pay per transaction.