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Customer Vault

Secure Payment Storage for Repeat Billing

The customer vault stores card and bank account details in a PCI-compliant environment so you can charge returning customers, run subscriptions, and enable one-click checkout without handling raw payment credentials. Your customers enter their details once and you bill them as needed.

PCI Level 1

Payment credentials stored in our PCI DSS Level 1 certified environment.

One-Click Checkout

Returning customers pay with a single click using stored payment methods.

Cards and ACH

Store any card brand or US bank account in a single vault.

Vault

PCI-Compliant Payment Storage

Storing payment credentials yourself means owning the PCI compliance burden. Our customer vault handles that for you. Card numbers, bank account details, and billing profiles are stored in our PCI Level 1 certified environment and referenced by a secure token in your system.
Capabilities

What the Vault Enables

Secure storage, seamless billing, and reduced PCI scope for every payment model.

PCI Level 1 Storage

Payment credentials are stored in our PCI DSS Level 1 certified environment. Raw card numbers and bank account details never reside on your servers.

Card and ACH Support

Store Visa, Mastercard, Amex, Discover, and US bank accounts in a single vault. Bill customers using whatever payment method they prefer.

Recurring Billing

Charge vaulted payment methods on a schedule for subscriptions, memberships, and installment plans. No need to collect payment details again.

One-Click Checkout

Returning customers complete purchases with a single click. No card numbers to re-enter, no checkout friction.

Automatic Card Updates

When a vaulted card is reissued or expired, card network updater services refresh the stored credentials automatically.

Customer Profiles

Store multiple payment methods per customer. Let customers choose their preferred card or bank account at checkout or manage their own payment methods.

Global Reach

Processing Payments in 30+ Countries

Merchant accounts and payment processing across four key regions, with local acquiring, multi-currency settlement, and region-specific compliance built in.
United States flag

United States

50 states
Active

Full domestic processing with next-day funding and dedicated account management.

European Union flag

European Union

27 member states
Active

PSD2 and SCA compliant processing across all EU member states with multi-currency settlement.

United Kingdom flag

United Kingdom

England, Scotland, Wales, NI
Active

FCA-regulated payment processing with GBP settlement and local acquiring.

Australia flag

Australia

All territories
Active

APRA-compliant processing with AUD settlement and Asia-Pacific connectivity.

Integrations

Works With Your Existing Stack

The vault integrates through the Corepay gateway API. Tokenize and charge with a few API calls.

Browse all integrations
Customer Reviews

What Merchants Are Saying

Get Started

Ready to Accept Payments?

Corepay approves merchants others turn away, with streamlined approvals, built-in fraud protection, and a dedicated account manager from day one.