Is 3DS2 Relevant For U.S. Merchants In 2021?
The explosion of eCommerce and a thrust towards online business models has led to an abundance of fraud that merchants […]
Order Insight – Everything Merchants Need To Know
For some merchants, chargebacks can be the bane of your merchant account’s existence. Chargebacks can, in some cases, get your […]
Understanding Merchant Interchange Fees
If you’re a merchant that has just started accepting credit and debit cards, you’re probably still learning a lot of […]
Mastercard & Visa To Delay Merchant Fee Increase to 2022
Exciting news for retail and e-commerce merchants accepting Visa and Mastercard: The two credit card networks are postponing their planned […]
Insider Tips to Maximizing Approval Rates
Credit card declines can be rather costly to merchants that accept card not present (CNP) transactions, such as ecommerce, online […]
Cashless Societies: Which Countries Are Making The Switch?
We’ve all heard that we’re moving towards a cashless society, but we’ve all probably brushed it off as doomsaying or […]
High-Risk Merchant Accounts – The Complete Guide In 2021
The term high-risk merchant account refers to a merchant account or (MID) for businesses that accept credit cards but are […]
Chargeback Double-Dipping Hurts Merchants Twice
Chargeback double-dipping has become a real problem for some merchants, especially those with a longer refund process. We realized this […]
How Ethoca Consumer Clarity Chargebacks and Prevents Fraud
One of the problems with handling customer disputes is the time involved. A customer doesn’t recognize a charge on their […]
American Express’ New Digital Receipts Should Help Reduce Chargebacks
One of the biggest causes of chargebacks is that people don’t recognize charges on their credit card statements and worry […]
Can We Use PayPal, Stripe, Venmo, or Square as a High-Risk Merchant?
A lot of high-risk merchant accounts — companies that have been labeled high-risk by their payment services provider or the […]
Reducing Chargebacks Requires Cooperation from Banks, Retailers, and Consumers
You would think that with all of the new technology, the rise of the fintech industry, and AI-driven chargeback-fighting solutions, […]
How to Choose the Best Payment Service Provider
These days, you can’t have a business that doesn’t accept debit or credit cards. Oh, sure, there’s the occasional brick-and-mortar […]
PayPal Wins Lawsuit Against Consumer Financial Protection Bureau (CFPB)
You can’t fight city hall, but apparently, you can fight the Consumer Financial Protection Bureau (CFPB). PayPal recently won its […]
What is a High-Risk Merchant Account?
The term high-risk merchant account refers to businesses that accept credit cards but are considered risky by banks and credit […]
Using Digital Body Language to Fight Fraud and Increase Conversion
Waaaaay back in 1981, the book Body Language: How to Read Others’ Thoughts by Their Gestures was the definitive guide […]
How Can Contactless Payments Improve?
We’ve all certainly become experts in contactless payments in 2020, trying to avoid touching anything including credit card processing machines. […]