Optometry Payment Processing
Merchant Accounts for Optometrists
Reliable payment processing for optometry practices, vision care centers, and online eyewear retailers.
Healthcare Expertise
Our underwriting team has experience with optometry practices and vision care businesses of every type.
Vision Plan Billing
Handle vision care memberships, contact lens subscriptions, and frame payment plans through native recurring billing.
Fast Approvals
Most optometry merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your Optometry Rates Compare
Vision care practices deserve transparent pricing with billing tools built for how optometry actually operates. Enter your volume to see what we can offer.
- Contact lens subscription billing built in
- Secure gateway for healthcare environments
- Fast approvals for optometry practices
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing Built for Optometry Practices and Vision Care
Challenges Optometry Practices Face
Contact Lens Subscription Billing
Monthly contact lens programs and vision care memberships require recurring billing infrastructure that standard medical billing processors often lack.
Retail and Clinical Mix
Selling eyewear alongside clinical vision services creates MCC classification complexity at processors that prefer single-category merchants.
Online Eyewear Chargebacks
Online frame and lens retailers face chargebacks from prescription disputes and fitting expectations that do not always meet customer satisfaction.
Patient Data Security
Processing patient payments in an optometry environment requires security configurations appropriate to healthcare billing.
Built for Vision Care
Optometry Underwriting
Specialist underwriting for optometry practices, ophthalmology offices, vision care centers, and online eyewear retailers.
Subscription Billing
Contact lens programs, vision care memberships, and eyewear payment plans managed through our gateway's recurring engine.
Secure Payment Gateway
Technical configurations that support the security requirements of healthcare payment environments for patient billing.
Online Patient Billing
Accept card payments online for remote patient invoicing, eyewear orders, and contact lens subscription management.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting revenue on eyewear and prescription lens orders.
Dedicated Account Manager
A named account manager experienced with healthcare practice and vision care payment processing, available around the clock.
Corepay By the Numbers
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24-72h Typical Approval Window
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135+ Currencies Supported
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
We offer transparent optometrist merchant accounts that simplify your payment process for both in-person and online payments. Since optometry practices have unique billing needs, having the right processor makes a significant difference in efficiency and cost savings. We also offer tailored medical merchant accounts.

Services We Provide
We handle multiple payment types including credit cards, debit cards, and mobile payments. We offer POS systems designed for optometry practices, virtual terminals for phone and online payments, recurring billing for treatment plans, and secure payment gateways with encryption and tokenization. All our solutions are designed to be HIPAA compliant.
Applying for Your Account
You will need:
- Certificate of incorporation
- Voided check or proof of bank accounts
- Organizational chart (if applicable)
- Personal and business financial history
- Prior processing statements
- Compliant website verification
Challenges
The main challenges are finding reliable solutions for both in-person and online payments while maintaining HIPAA compliance. We use encryption and tokenization to ensure secure transmission and storage of patient data, and our PCI-compliant gateways and virtual terminals provide a secure platform for processing.
Why Choose Corepay
- Competitive rates
- Approvals within 24 to 72 hours
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- Mobile payment acceptance
- Waived application, setup, and annual fees
- 24/7 customer service
- Chargeback solutions including Visa RDR