Biz Ops Payment Processing
Merchant Accounts for Business Opportunity Sellers
Reliable payment processing for business opportunity sellers, course creators, and franchise kit companies.
Biz Ops Expertise
Our underwriting team works with business opportunity sellers, course creators, and franchise kit companies that standard processors decline.
Chargeback Prevention
Integrated dispute alerts protect your revenue from the elevated chargebacks common in business opportunity sales.
Fast Approvals
Most biz ops merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your Biz Ops Rates Compare
Biz ops merchants pay premium rates because most processors decline the category. Enter your volume to see what we can offer.
- We approve biz ops merchants others decline
- Chargeback alerts and fraud screening included
- Recurring billing for subscription programs
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Processing Built for Biz Ops Merchants
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
A business opportunity (biz ops) merchant account is a high-risk payment processing solution designed for business opportunity owners. It allows you to accept various forms of online payments and improve cash flow. This type of account is essential because the biz ops industry is classified as high-risk due to excessive chargebacks and fraudulent practices. We also offer MLM merchant accounts and coaching payment processing.
Why Biz Ops Are High-Risk
Chargebacks are a major concern, as customers often dispute transactions and request refunds. Affiliates using misleading tactics to attract customers can generate additional chargebacks. And customers frequently feel misled by unrealistic earnings claims, hidden costs, or lack of promised support. All of this makes acquirers cautious about the entire category.
Reducing Chargebacks
- Respond promptly to cancellation requests and provide clear refund policies
- Maintain an efficient customer service help desk
- Ensure your payment descriptor accurately reflects your business name
- Implement fraud prevention measures such as address verification
Applying for Your Account
You will need:
- Certificate of incorporation
- Voided check or proof of bank accounts
- Organizational chart (if applicable)
- Personal and business financial history
- Prior processing statements (if applicable)
- Compliant website verification
Why Choose Corepay
- Competitive rates
- Approvals within 24 to 72 hours
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- Mobile payment acceptance
- Waived application, setup, and annual fees
- 24/7 customer service
