Medical & Healthcare Payment Processing
Merchant Accounts for Medical & Healthcare
Secure payment processing for medical practices, healthcare providers, and digital health businesses.
Built for How Healthcare Actually Bills
Healthcare payments are rarely one transaction. Support recurring treatment plans, memberships, stored credentials, invoices, deposits, and long-term patient relationships with infrastructure built for modern care models.
Stop Outgrowing Generic Payment Platforms
Healthcare operators are increasingly being pushed into payment environments built for retail, not recurring care. Corepay combines direct merchant account support, healthcare underwriting, and Netvalve infrastructure to support growth without sudden account reviews or rebuilding payments later.
More Than Processing. A Full Healthcare Payments Stack
Corepay combines acquiring, gateway infrastructure, and dispute mitigation into one environment. With integrated chargeback workflows through Dispu and infrastructure built for healthcare billing models, practices gain more visibility and control as they scale.
See How Your Healthcare Rates Compare
Healthcare providers need secure, reliable processing with transparent pricing. Enter your volume to see what we can offer.
- Patient payment plans and recurring billing
- Secure gateway for healthcare environments
- Telehealth and card-not-present support
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing for the Full Spectrum of Healthcare
From primary care practices to telehealth startups and specialty clinics, healthcare businesses need a processor that understands their environment. Corepay provides medical merchant accounts with the security, stability, and underwriting experience that healthcare revenue depends on.
Challenges Healthcare Businesses Face
Specialty Clinic Rejections
Practices in certain medical specialties, including med spas, weight loss clinics, and compounding pharmacies, are frequently declined by standard processors.
Telehealth Processing Challenges
Digital health and telehealth platforms face card-not-present processing challenges that traditional medical billing processors are not built to handle.
Insurance and Out-of-Pocket Mix
Practices billing a mix of insurance and direct patient payments need processors that can handle different transaction types cleanly.
Patient Data Security
Healthcare environments require payment processing with security configurations appropriate to the sensitivity of patient information.
Built for Healthcare Payments
Healthcare Underwriting
Specialist underwriting for medical practices, telehealth, dental, chiropractic, and specialty clinics.
Secure Payment Gateway
Technical configurations appropriate for healthcare payment environments, supporting patient data security.
Recurring Billing
Automate patient payment plans, membership programs, and recurring telehealth subscription fees.
Card-Not-Present Support
Secure online and phone payment options for telehealth consultations and remote patient billing.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post to your account.
Dedicated Account Manager
A named account manager experienced with healthcare payment processing, available around the clock.
Corepay By the Numbers
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24-72h Typical Approval Window
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135+ Currencies Supported
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Payment processing for healthcare is complex. With technology creating new ways to pay for services, your healthcare business needs a merchant account tailored to its specific requirements. Businesses in the healthcare industry are regularly classified as high-risk by credit card processors and banks. Healthcare providers need reliable ways to accept payments in person, online, and over the phone.
We provide processing for telemedicine, medical ecommerce, medical supplies, dentistry, and general healthcare practices.
Why Medical Merchants Are High-Risk
Chargebacks are expensive and can result in higher fees or account closure. HIPAA regulations make security a major concern, and data breaches are devastating for both providers and patients. High-ticket transactions increase risk, and certain services may cause health complications that expose the acquiring bank. The MCC for medical merchants is 5047.
Payment Channels
Healthcare businesses need multiple payment methods. We support hardware and POS terminals for in-person payments, virtual terminals for phone and mail orders, recurring billing for ongoing care plans, electronic invoicing, and ACH for cost-effective online billing. HIPAA-compliant processing is a requirement for all healthcare providers.
Applying for Your Account
You will need:
- Certificate of incorporation
- Voided check or proof of bank accounts
- Personal and business financial history
- Six months of processing statements (if applicable)
- Compliant website with terms, conditions, and refund policy
- Principal’s driver’s license
Choosing the Right Processor
Choose a provider that specializes in high-risk processing and has experience in the medical industry. Look for a PCI Level 1 secure gateway, HIPAA compliance support, chargeback management tools, transparent pricing, and 24/7 customer service. Compare fees across processors, since pricing varies based on business type, volume, and chargeback ratio.
Telemedicine
Telemedicine services have grown significantly, with platforms averaging thousands of patients per day. We understand the security and compliance requirements of telemedicine processing and offer MOTO merchant accounts for phone and mail-order payments where the customer is not present.
Why Choose Corepay
- Competitive rates
- Approvals within 24 to 72 hours
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- 24/7 customer service
- Waived application, setup, and annual fees
