SPEI Payments
Accept SPEI for Mexican Bank Transfers
Enable real-time bank transfers for Mexican customers through SPEI, the interbank payment system operated by Banco de Mexico.
Real-Time Bank Transfers in Mexico
SPEI (Sistema de Pagos Electronicos Interbancarios) is Mexico's real-time interbank transfer system. Operated by Banco de Mexico, it processes billions of transactions annually and is the backbone of digital payments in the country.
Why Merchants Accept SPEI
Real-Time Settlement
SPEI transfers settle in seconds during banking hours. No batch delays, no multi-day holds.
All Major Banks
SPEI connects to every licensed bank in Mexico, giving your customers broad coverage regardless of where they bank.
Lower Processing Costs
Bank transfer fees through SPEI are a fraction of card interchange, making it cost-effective for high-volume Mexican sales.
Central Bank Operated
SPEI is operated by Banco de Mexico, providing institutional-grade security and reliability for every transaction.
How to Accept SPEI
Apply for a Corepay Account
Submit your application. We approve SPEI for merchants across standard and specialty verticals.
Enable SPEI
Your account manager activates SPEI on your account and walks you through the integration.
Customers Pay via SPEI
Mexican buyers select SPEI at checkout and complete the transfer through their bank's online portal or mobile app.
Funds Settle in Real Time
Payments confirm in seconds during banking hours. All transactions are reconciled in your Corepay dashboard.
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Works With Your Existing Stack
Corepay supports SPEI alongside cards, PIX, PSE, and other regional payment methods from a single integration.
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