Direct Debit Across the Eurozone
Why Merchants Use SEPA Direct Debit
Built for Recurring
SEPA Direct Debit is the European standard for subscriptions, memberships, and installment plans. Mandates persist across billing cycles.
Eurozone Coverage
Collect from customers in thirty-plus SEPA countries through one integration. No need to manage country-specific bank rails.
Lower Cost Than Cards
SEPA fees are a fraction of European card interchange. Long-term recurring billing becomes substantially more efficient.
Regulated Payment Rail
SEPA is governed by the European Payments Council. Mandate authorization and refund rights are standardized across the zone.
How to Accept SEPA Direct Debit
Apply for a Corepay Account
Submit your application. We approve merchants across standard and specialty verticals for SEPA processing.
Enable SEPA
Your account manager activates SEPA Core or SEPA B2B on your account and configures the mandate flow with your checkout.
Collect Customer Mandates
European customers authorize the mandate at signup. We store the mandate reference for every future billing cycle.
Pull Payments on Schedule
Your billing system triggers SEPA debits. Funds settle to your account and reconciliation data flows into your Corepay dashboard.
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Works With Your Existing Stack
Corepay supports SEPA Direct Debit alongside card payments, ACH, and other alternative payment methods from a single integration.
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