Mobile Money in East Africa
Why Merchants Accept M-PESA
East African Reach
M-PESA is the dominant mobile money platform in Kenya and is widely used in Tanzania, Mozambique, and other East African markets.
Beyond Traditional Banks
Most M-PESA users do not rely on credit cards. M-PESA gives them a digital way to pay you without a card or bank account.
Mobile Checkout
Customers complete payments in seconds through STK Push or the M-PESA app, optimized for the way East Africans pay every day.
Operator Regulated
M-PESA operates under regulation by central banks across its markets, including the Central Bank of Kenya for its largest market.
How to Accept M-PESA
Apply for a Corepay Account
Submit your application. We support M-PESA for merchants across standard and specialty categories.
Enable M-PESA
Your account manager activates M-PESA and configures the integration with your checkout flow.
Customers Authorize via Phone
Buyers receive an STK Push prompt on their phone, enter their M-PESA PIN, and confirm the payment.
Funds Settle to Your Account
Payments are confirmed and reconciled in your Corepay dashboard. Settlement follows standard processing timelines.
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Works With Your Existing Stack
Corepay supports M-PESA alongside cards and other African payment methods from a single integration.
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