China UnionPay
Accept China UnionPay for Chinese Cardholders
Process China UnionPay cards to reach the world's largest cardholder base, with over nine billion cards issued across 180 countries.
Reach the World's Largest Card Network
China UnionPay (CUP) is the largest card network globally by number of cards issued, with over nine billion cards in circulation. For merchants selling to Chinese consumers, tourists, or businesses, UnionPay acceptance is essential.
Why Merchants Accept UnionPay
Nine Billion Cards
UnionPay has the largest cardholder base in the world. Accepting it opens your business to Chinese consumers shopping domestically and internationally.
180+ Countries
UnionPay is accepted in over 180 countries, making it relevant for any merchant serving Chinese tourists or international buyers.
Cross-Border Optimization
We optimize UnionPay cross-border transactions for higher approval rates and competitive foreign exchange handling.
Secure Processing
UnionPay transactions include EMV chip authentication for in-person payments and secure online authentication for ecommerce.
How to Accept UnionPay
Apply for a Corepay Account
Submit your application. We support UnionPay for merchants targeting Chinese consumers.
Enable UnionPay
Your account manager activates UnionPay alongside your existing card processing.
Accept UnionPay Cards
Chinese cardholders see UnionPay as an accepted payment method and complete transactions through their familiar card flow.
Settlement in Your Currency
UnionPay transactions settle to your merchant account in your preferred currency with competitive FX rates.
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Works With Your Existing Stack
Corepay supports China UnionPay alongside Visa, Mastercard, JCB, and other payment methods from a single integration.
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