Tarot & Psychic Payment Processing
Merchant Accounts for Tarot & Psychic Services
Reliable payment processing for psychic reading platforms, tarot readers, astrology services, and spiritual wellness businesses.
Specialty Underwriting
Our underwriting team works with psychic platforms, tarot networks, and spiritual service businesses that standard processors decline.
Chargeback Defense
Integrated Ethoca and Verifi alerts protect psychic service revenue from the chargebacks common in the category.
Subscription & Credits
Native recurring billing handles memberships, credit packages, and per-minute billing for psychic reading platforms.
See How Your Psychic Platform Rates Compare
Psychic service merchants pay premium rates because most processors decline the category. Enter your volume to see what we can offer.
- Per-minute and credit package billing
- Chargeback alerts for reading disputes
- Multi-currency for global audiences
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Processing Built for Spiritual and Psychic Service Platforms
Challenges Psychic Platforms Face
Blanket Category Rejections
Most banks and processors decline psychic service accounts by policy, treating the entire category as fraud regardless of the platform's track record.
High Chargeback Rates
Customers who are dissatisfied with reading outcomes frequently dispute charges. Without proactive management, ratios climb fast.
Per-Minute Billing Complexity
Psychic reading platforms that bill by the minute require billing infrastructure that most processors are not equipped to support.
Recurring Membership Disputes
Monthly credit packages and membership tiers generate recurring billing chargebacks when renewal expectations are not managed carefully.
Built for Spiritual Services
Psychic Services Underwriting
Specialist underwriting for tarot platforms, psychic networks, astrology services, and spiritual wellness businesses.
Chargeback Alert Integration
Ethoca and Verifi alerts notify you of incoming disputes before they post, protecting reading platform revenue.
Flexible Billing Models
Per-minute billing, credit packages, monthly memberships, and one-time reading purchases all handled through our gateway.
Custom Descriptors
Set a recognizable payment descriptor that reduces "I don't recognize this" chargebacks on reading and membership charges.
Multi-Currency Acquiring
Accept 135+ currencies for the international user bases that psychic and astrology platforms typically serve.
Dedicated Account Manager
A named account manager experienced with psychic service payment risk, available around the clock.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Tarot and psychic merchant accounts are needed for businesses that operate primarily online. These accounts are classified as high-risk due to industry scrutiny and the risk of chargebacks. Traditional banks often decline merchants offering fortune-telling and occult services, making it difficult to find processing.
Why Psychic Services Are High-Risk
Chargebacks are common because psychic services are intangible and subjective. Skeptical customers may feel they did not receive value. Some customers take offense at claims made during readings, leading to disputes. And the industry is susceptible to fraud allegations, since services cannot be physically proven or delivered.
Applying for Your Account
Approvals typically come within 24 to 72 hours. You will need:
- Company EIN document
- Personal and business financial statements
- Proof of operating address
- Principal’s driver’s license
- Articles of incorporation
- Business plan
- Voided check
Choosing a Processor
Look for experience with high-risk merchants, compare fees carefully, and make sure chargeback prevention solutions are included. Due to the nature of this business, chargeback tools are essential.
Why Choose Corepay
- Approvals within 24 to 72 hours
- Competitive rates
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- Mobile payment acceptance
- Waived application, setup, and annual fees
- 24/7 customer service
