Restaurant Payment Processing
Merchant Accounts for Restaurants
Reliable payment processing for restaurants, food service businesses, bars, and hospitality operations.
Hospitality Expertise
Our underwriting team works with restaurants, bars, and food service operations of every size and cuisine type.
Flexible Billing
Accept in-person, online ordering, delivery platform, and catering deposit payments through a single merchant account.
Fast Approvals
Most restaurant merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your Restaurant Rates Compare
Restaurants deserve transparent pricing without hidden fees eating into thin margins. Enter your volume to see what we can offer.
- Tip processing and pre-authorization built in
- Catering deposit collection supported
- 99.9% uptime for peak service reliability
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing Built for Food Service Businesses
Restaurants need payment processing that works across every channel, from the dining room terminal to online ordering, catering deposits, and delivery platform integration. Corepay provides restaurant merchant accounts with competitive rates, reliable uptime, and the dedicated support that food service businesses depend on during their busiest service windows.
Challenges Restaurants Face
Tip Processing Complexity
Pre-authorization and tip adjustment workflows for sit-down service require processor support that budget providers frequently handle incorrectly.
Delivery Platform Integration
Restaurants selling through multiple delivery platforms alongside their own ordering system need unified payment reporting across all channels.
Catering Deposit Risk
Collecting deposits for events and catering orders months in advance requires underwriting that accounts for advance payment models.
Peak Service Window Reliability
A payment outage during Friday dinner service is catastrophic. Restaurants need processing uptime guarantees that match their business hours.
Built for Food Service
Restaurant Underwriting
Specialist underwriting for restaurants, bars, cafes, food trucks, and catering operations of every size.
Tip Processing Support
Pre-authorization and tip adjustment workflows configured for sit-down dining, bar service, and catering.
Catering Deposit Collection
Accept advance deposits and full pre-payments for catering events and private dining reservations.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting restaurant revenue.
Reliable Uptime
Our gateway is built for 99.9% uptime. Payment downtime during service is not an option we accept.
Dedicated Account Manager
A named account manager experienced with hospitality payment processing, available around the clock.
Corepay By the Numbers
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24-72h Typical Approval Window
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99.9% Gateway Uptime
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135+ Currencies Supported
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
In today’s competitive restaurant and bar industry, accepting credit cards and other payment methods is essential. We help you expand your payment options, streamline operations, and enhance customer satisfaction while improving your bottom line.
POS Systems for Restaurants
Our POS solutions let you accept payments anywhere in your establishment, including at the table or bar. You can split checks, print receipts, track inventory, and generate detailed sales reports. We also support online ordering for takeout, curbside pickup, and delivery. Our services integrate seamlessly with most major restaurant POS systems, so there is no need to invest in new hardware.
Fast Deposits
Funds from customer payments are deposited into your account within 24 to 48 hours, helping you maintain steady cash flow.
Pricing
We offer straightforward pricing without hidden fees. No application or activation fees. Competitive rates that keep more of your profits. And flexible month-to-month agreements with no long-term contracts required.
Why Choose Corepay
Our team provides 24/7 support from application through setup and beyond. Our account managers help you choose the best tools for your restaurant or bar, ensuring efficient and secure transactions. We put your business first so you can focus on delivering exceptional dining experiences.
