Pet Supply Payment Processing
Merchant Accounts for Pet Supply Retailers
Reliable payment processing for pet supply retailers, pet food brands, and specialty pet product businesses.
Pet Retail Expertise
Our underwriting team works with pet supply retailers, pet food brands, and specialty pet product businesses of every size.
Auto-Ship Billing
Pet food auto-ship programs, subscription treat boxes, and monthly supply subscriptions handled through native recurring billing.
Global Reach
Accept payments in 135+ currencies from pet product buyers worldwide.
See How Your Pet Supply Rates Compare
Pet supply retailers with auto-ship programs need pricing that scales with subscription volume. Enter your monthly volume to see what we can offer.
- Auto-ship and subscription box billing built in
- CBD pet product underwriting available
- Multi-currency for international pet product sales
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing for Pet Supply Retail and Direct-to-Consumer Brands
Challenges Pet Supply Retailers Face
Auto-Ship Subscription Disputes
Pet food auto-ship programs and subscription supply boxes generate recurring billing chargebacks when customers cancel expectations are not managed carefully.
Product Quality Chargebacks
Customers who believe a product caused harm to their pet sometimes dispute charges. Without proactive chargeback tools, a cluster of disputes can spike your ratio quickly.
Specialty Category Products
Pet businesses selling CBD pet products or specialty pharmaceuticals face additional processing challenges that standard processors decline to handle.
International Market Access
Pet product markets are increasingly global. Without local acquiring, international buyer approval rates underperform and limit growth.
Built for Pet Retail
Pet Supply Underwriting
Specialist underwriting for pet supply retailers, pet food brands, subscription boxes, and specialty pet product businesses.
Auto-Ship Billing
Pet food subscriptions, monthly supply boxes, and auto-ship programs managed through our gateway's built-in recurring engine.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting pet supply retail revenue.
Specialty Product Support
We work with pet businesses selling CBD pet products and specialty health items that standard processors decline.
Multi-Currency Acquiring
Accept 135+ currencies from global pet product buyers with local acquiring for better international approval rates.
Dedicated Account Manager
A named account manager experienced with pet retail payment processing, available around the clock.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Pet supply businesses have seen a surge in popularity, but the industry comes with unique payment processing challenges. While it may be surprising, online pet supply stores are often classified as high-risk by banks and processors due to chargeback potential, product legitimacy concerns, fraud vulnerability, and seasonal volume fluctuations.
Why Pet Supply Stores Are High-Risk
Chargebacks tend to be higher in the pet industry due to sizing issues with products and marketing claims that do not hold up (like “indestructible” toys). Product legitimacy is a concern, since selling certain pet-related products may require certifications or permits. The emotional bond between pet owners and their animals makes the industry attractive to fraudsters. And volume fluctuations from seasonal buying patterns make processors cautious.
Applying for Your Account
You will need:
- Voided check
- Valid government I.D.
- Six months of processing statements
- Articles of incorporation
- SSN
- Fulfillment agreement
- Secure, compliant website
Dropshipping
We offer payment processing for pet supply dropshipping businesses, provided chargebacks are manageable and the operation offers reliable customer support.
Why Choose Corepay
We specialize in high-volume ecommerce and understand the pet supply space. We offer processing through most payment gateways on the market, including our own.
- Fast approvals
- Zero application or startup fees
- Chargeback prevention alerts
- Competitive pricing
- Rates as low as a blended 2.95%
- 24/7 customer service
