Plumbing Payment Processing
Merchant Accounts for Plumbers & Plumbing Companies
Reliable payment processing for plumbing contractors, residential plumbers, and commercial plumbing service businesses.
Contractor Expertise
Our underwriting team works with home services contractors including plumbing companies of every size.
Flexible Billing
Accept payments at job site, online, and via invoice. Deposit collection and maintenance plan billing handled through our gateway.
Fast Approvals
Most plumbing merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your Contractor Rates Compare
Plumbing businesses deserve transparent pricing with tools built for field service billing. Enter your volume to see what we can offer.
- Job site and mobile payment collection
- Maintenance plan recurring billing built in
- Deposit collection on large-scope jobs
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing Built for Plumbing Businesses
Challenges Plumbing Businesses Face
Job Site Payment Collection
Collecting payment at the job site requires mobile processing that many bank processors do not support cleanly.
Deposit Billing on Large Jobs
Plumbing companies collecting deposits ahead of large-scope projects need merchant accounts underwritten for advance payment models.
Recurring Maintenance Plans
Annual plumbing maintenance and service plan subscriptions require recurring billing infrastructure that many contractor-focused processors lack.
Card-Not-Present Invoice Risk
Sending invoices for payment after job completion increases card-not-present dispute risk when customers dispute service quality.
Built for Contractor Billing
Contractor Underwriting
Specialist underwriting for plumbing businesses, home service contractors, and plumbing supply companies.
Job Site & Online Payments
Accept payments in the field, via invoice, and online with a single merchant account and unified reporting.
Maintenance Plan Billing
Annual and monthly plumbing maintenance plan subscriptions managed through our gateway's built-in recurring engine.
Deposit Collection
Collect deposits on large-scope jobs with underwriting that explicitly accounts for advance payment models.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting contractor revenue on completed jobs.
Dedicated Account Manager
A named account manager experienced with contractor payment processing, available around the clock.
Corepay By the Numbers
-
24-72h Typical Approval Window
-
98% Uptime SLA
-
135+ Currencies Supported
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
We specialize in online payments and understand exactly what contractors need when accepting payments. Plumbers have unique billing requirements, with multiple ways to collect payment from customers including in-person, online, and over the phone.
How Plumbers Can Accept Payments
We offer several options. Virtual terminals let you process payments electronically without a physical terminal, using web-based software from any device. POS systems handle in-person payments at your location. And payment gateways support online transactions through your website.
Applying for Your Account
You will need:
- Proof of business bank account
- Previous processing history
- A compliant website
- Chargeback history
What to Avoid
Do not be lured by low rates that come with hidden fees. Make sure the company is PCI DSS compliant. Avoid providers that do not understand service businesses. And make sure they offer real-time reporting for easy account reconciliation.
Why Choose Corepay
We are a registered ISO in Europe and the USA, allowing us to offer pricing and risk mitigation that other processors cannot match. We service plumbers across the entire United States and Europe.
- Approvals within 72 hours
- Direct access to our management team
- Rapid Dispute Resolution by Verifi and 3-D Secure 2.1
- Waived application, setup, and annual fees
- Chargeback alerts by Ethoca and Verifi
- Rates as low as a blended 2.95%
- Gateway-agnostic approach
