Best payment processing & merchant account provider in Houston

Looking for reliable payment processing in Houston? Corepay offers tailored solutions for businesses of all risk levels, with fast approvals and competitive rates.

View all locations

With many shakeups to VIRP on April 1, 2024, businesses throughout Houston have found it more challenging to find reliable payment processing.

Any businesses that fall into the high-risk category created by banks and processors face more scrutiny now than ever before.

Whether you’re a low-risk business, such as a restaurant or clothing store, or high-risk, such as a CBD or vape shop, look no further than Corepay for your payment processing in Houston.

Key Takeaways

  • Corepay offers integrated merchant services solutions with over 20 years of experience helping local businesses grow.
  • We provide secure payment processing solutions for both online and in-person transactions, tailored to business needs.
  • Corepay offers innovative business solutions, quality service, and top payment processing tools to minimize fraud losses.

Top Credit Card Processing In Houston, Texas

If you’re looking for top-notch credit card processing services in Houston, Texas, look no further than Corepay. With the ability to offer payment processing to low-risk and high-risk verticals such as vape, CBD, and medspas, our services are simply unmatched.

Apply Today

Applying for payment processing is quick and painless at Corepay. We aim to streamline the application process and get you approved as quickly as possible.

Most approvals come within 24-72 hours of completing your application.

When applying, you will need the following to speed up the process:

  • Company EIN document
  • Financial statements, including personal and business
  • Proof of operating address
  • Principal’s driver’s license
  • Articles of incorporation
  • Business plan
  • Voided check

Houston Retail Payment Processing

As a retailer, you need to accommodate your customers’ diverse payment preferences, whether they use credit cards, debit cards, or contactless payments.

At Corepay, we offer multiple ways to accept payment and industry-leading equipment.

Houston Industries We Cover

Corepay will suit your needs regardless of the type of industry.

By partnering with Corepay, you’ll receive a setup tailored to your specific merchant needs and access to industry-leading security/equipment.

Below are some of the industries we serve in Houston:

  • E-commerce
  • CBD stores
  • Wine bars
  • Jewelry
  • Pawn shops
  • Vape stores
  • Restaurants
  • Bars
  • Retail stores
  • Nightclubs
  • Services such as plumbing/carpentry
  • Travel/rentals
  • Med spas (weight loss)

Accept Online Payments And In Person Payments In Houston

Whether you’re running a brick-and-mortar store or an online business in Houston, it’s crucial that you’re able to accept both online payments and in-person payments efficiently and securely.

At Corepay, we offer integrated services including contactless payment and secure eCommerce solutions.

Why Corepay?

For companies based in Houston across all industries, finding dependable credit card processing is crucial, regardless of risk level. At Corepay, we specialize in understanding diverse business needs and offer tailored solutions to enhance your operations.

We have established strong relationships with acquiring banks, possess expertise in reducing chargebacks, and provide competitive rates suitable for businesses across the risk spectrum.

Our merchant accounts include:

  • Fast Approvals: Typically within 24-72 hours.
  • Competitive Rates: Designed to meet the needs of our clients.
  • High-Volume Processing: Our payment gateway supports substantial transaction volumes.
  • Multi-Currency Support: Facilitating payments in various currencies.
  • Robust Security: PCI-Level 1 compliant with continuous monitoring and testing.
  • Mobile Payment Acceptance: Seamless integration for payments via mobile devices.
  • 24/7 Customer Support: Dedicated service to ensure uninterrupted processing.
  • Fee Waivers: Transparent policies with waived annual, set-up, and application fees.

At Corepay, we are committed to providing reliable, secure, and efficient credit card processing solutions tailored to businesses in Houston, regardless of risk level or industry.

While we proudly call Florida our home, we work with many merchants in the Houston area.

We recommend all merchants speak with multiple payment processors before choosing. At Corepay, we can help you save money on processing fees and continue to grow your business to the next level.

Want to maximize your approvals, accept all major card brands, stamp out chargebacks, and grow your business? Then, fill out the application below to find out what Corepay can do for Houston business owners.

Power your payments in Houston with Corepay

Secure your business with reliable, high-risk payment processing. Fast approvals, competitive rates, and expert support tailored to your industry.
Apply now

Powerful payment solutions that integrate with your existing platforms

Seamless Integrations

Corepay supports seamless integrations with top platforms like Shopify, Wix, WooCommerce, Salesforce, and more. From e-commerce to CRM tools, our payment solutions connect effortlessly to keep your business running smoothly. Discover how easy it is to integrate and optimize your payment processing.

  • Apple Pay
  • Authorize.Net
  • BigCommerce
  • Checkout Champ
  • FreedomPay
  • Google Pay
  • Magento
  • Microsoft 365
  • NetSuite
  • NetValve
  • NMI
  • Salesforce
  • Shopify
  • Wix
  • WooCommerce

Frequently asked questions

Have a question about working with Corepay? We've got answers!

  • How long does the approval process take?

    After filling out Corepay’s application and submitting any necessary documentation, many merchants may get approved between 24 and 72 hours, even in most high-risk industries.

  • Am I required to have a website when I apply?

    For all e-commerce merchants, yes. However, after conducting our initial KYC/AML internal review, Corepay will of course provide guidance with the website to ensure that it is compliant per card scheme regulations prior to the application process.

  • Which credit cards can I accept with my merchant account?

    Your merchant account will have the ability to accept all major credit cards, including Visa, MasterCard, Discover, American Express, JCB, and the increasingly popular Alipay & Wechat.

  • Do you provide Point of Sale solutions and other equipment?

    Yes. Corepay offers industry-leading equipment for restaurant and retail merchants, based on their business needs and size. This includes the ever-important ability to accept credit/debit cards that are EMV enabled, both in a contactless environment, and with the traditional chip insertion method. This equipment will be offered at unbeatable prices and includes all setup assistance.

  • Are you a payment gateway?

    Yes. Corepay offers its own cutting-edge proprietary gateway that is tailor-made to support e-commerce merchants. In addition, we always offer merchants options an agnostic approach in choosing a payment gateway based on their back end to ensure that the gateway can seamlessly plug into their existing setup.

  • What is a chargeback?

    Chargebacks are a forced transaction reversal initiated by the cardholder’s bank, often due to fraud. Typically, merchants also pay additional fees when consumers report charge disputes to their credit card.

  • What is a chargeback ratio?

    Per card brand rules, it is a measure of how many chargeback claims a merchant has received compared to the number of transactions the merchant has processed in a given month.

  • What is Order Insight by Verifi and is it right for my business?

    Order Insight by Verifi (a Visa company) is designed to streamline the dispute process and fight fraud in a more streamlined manner than traditional chargeback alerts. Corepay is proud to offer direct Order Insight facilitation, including integration via API in less than 48 hours.

  • Does Corepay offer contactless PoS equipment in the USA?

    Yes. Corepay is proud to offer fully EMV compliant contactless PoS equipment in the USA. Like in many other parts of the world, this will allow for a more secure and frictionless customer experience as more issuing banks offer contactless credit/debit cards.

  • Can Corepay assist my business with accepting Alipay and Wechat?

    Yes, as these payment methods become more popular in Europe and Asia, Corepay offers a unique PoS solution that will allow retail merchants to easily accept these two cutting-edge payment methods.

Why choose Corepay?

It’s simple: We understand payment processing for simple solutions such as a brick-and-mortar or restaurant, yet we have the expertise to board your business in high-risk industries.

We also have a payment gateway, Netvalve, explicitly built for high-risk, high-volume, and eCommerce merchants.

Apply now
  • Fast approvals

    Fast Approvals Within 24-72 Hours, even for high-risk industries

  • Exceptional customer service

    Exceptional Customer Service, including direct access to Management Team

  • Risk mitigation

    Risk mitigation with Rapid Dispute Resolution (RDR) by Verifi, 3-D Secure 2.1/ our partner product CB-ALERT

  • Low-risk rates

    Low-risk rates as low as $99 per month and $0.05 per transaction

  • Waived fees

    Waived fees (application, set up, annual)

  • Chargeback alerts

    Traditional chargeback alerts by Ethoca and Verifi

Make Corepay your payment processing solution

Operating out of Winter Park, Florida, we can service companies of sizes, whether you specialize in online sales or retail.

We recommend all Houston merchants speak with multiple payment processors before choosing. At Corepay, we are confident that we can help you save money on processing fees and continue to grow your business to the next level.

If you’re looking to maximize your approvals, process all major credit card brands, and stamp out fraud, make Corepay your Houston payment processing solution.

Apply now
Corepay Building