Best payment processing & merchant account provider in Philadelphia

Are you looking to find a reliable and affordable payment processor in the Philadelphia area? Look no further than our team at Corepay to help you scale your business regardless of the industry and the risk level. Why Choose Corepay? What sets us apart is our ability to serve both low-risk and high-risk industries. Whether…

View all locations

Are you looking to find a reliable and affordable payment processor in the Philadelphia area? Look no further than our team at Corepay to help you scale your business regardless of the industry and the risk level.

Why Choose Corepay?

What sets us apart is our ability to serve both low-risk and high-risk industries. Whether you operate a CBD shop, a medispa, or a retail store, we have tailored solutions just for you.

Key Highlights

  • Comprehensive Merchant Services: Corepay offers a wide range of payment processing options customized for businesses throughout Philadelphia.
  • Established Banking Relationships: At Corepay, we we have many relationships with banks of all sizes and we are able to board merchants regardless of their industry.
  • Corepay Accepts All merchants regardless of the industry: We provide solutions for sectors that are often hard to place, including CBD, vape, alcohol, and nightlife venues.
  • Growth-Focused Solutions: Our reliable payment processing services are designed to support the growth and success of businesses and merchants alike.
  • Great Payment Processing For Weight Loss Clinics/Medspas: Corepay is home to many weight loss clinics for payment processing and we have the ability to offer payment processing for in-store and online.

Top-Tier Credit Card Processing in Philadelphia

With over 8 years of experience delivering payment processing solutions in Philadelphia, we know how to help businesses thrive, regardless of their industry.

Start Your Application Today

To get started, please submit the following information on our application page:

  • Certificate or Articles of Incorporation
  • Shareholder Certificate
  • Personal and Business Financial History
  • Last Six Months of Processing History (if applicable)
  • Copy of Driver’s License or Passport and Utility Bill
  • Organizational Structure Chart
  • Websites that Meet Compliance Requirements
  • Voided Check/Proof of Settlement Bank Account(s)

Streamlined Retail Payment Processing

For efficient retail payment processing in Philadelphia, Corepay has you covered. Our solutions are designed to optimize your payment operations and enhance the customer experience.

Industries We Support

Corepay provides tailored solutions across various sectors in Philadelphia, ensuring top-tier security and equipment for your business needs. Here are some industries we serve:

  • E-commerce
  • CBD Shops
  • Wine Bars
  • Jewelry Retailers
  • Pawn Shops
  • Vape Stores
  • Restaurants
  • Bars
  • General Retail
  • Nightclubs
  • Service Providers (e.g., plumbing, carpentry)
  • Travel and Rental Services
  • Medspas
  • Weight Loss Clinics

Choosing Your Payment Processor

Selecting the right payment processing partner is crucial for your business. A reliable partner can lead to significant savings and reduce time spent on technical issues and chargebacks. Consider the following factors:

  • Types of businesses typically supported by the processor
  • Risk level associated with your business
  • Required payment processing features (e.g., POS systems, payment gateways, chargeback management)
  • Fee structures
  • Volume thresholds

At Corepay, we excel at managing higher transaction volumes and addressing additional risks.

Transparent and Competitive Pricing

We pride ourselves on our pricing model, and we’ve never lost a client due to cost. Our rates are competitive and designed to fit various industries. For a personalized pricing proposal, fill out our pre-application form, and we’ll send you a customized quote.

Why Corepay?

We are committed to providing our clients with:

  • Fast Approvals: Get approved within 24-72 hours, even in high-risk sectors.
  • Exceptional Customer Support: Direct access to our management team for any inquiries.
  • Risk Management: Benefit from Rapid Dispute Resolution (RDR) through Verifi and our partner solution, CB-ALERT.
  • Low-Risk Pricing: Plans starting at $99 per month with transaction fees as low as $0.05.
  • No Hidden Fees: No application, setup, or annual fees.
  • Enhanced Approval Rates: Our proprietary payment gateway uses advanced routing technology tailored to your audience.
  • Chargeback Notifications: Timely alerts through Ethoca and Verifi.
  • Essential Processing Equipment: Access the tools you need for your retail business.

While we serve clients nationwide, our dedicated Philadelphia team is ready to support local merchants.

We encourage all businesses to explore multiple payment processors before making a decision. At Corepay, we’re here to help you reduce processing fees and drive your business’s growth.

Are you ready to increase your approvals, accept all major card brands, minimize chargebacks, and expand your business? Fill out the application below to see how Corepay can assist Philadelphia business owners.

Power your payments in Philadelphia with Corepay

Secure your business with reliable, high-risk payment processing. Fast approvals, competitive rates, and expert support tailored to your industry.
Apply now

Powerful payment solutions that integrate with your existing platforms

Seamless Integrations

Corepay supports seamless integrations with top platforms like Shopify, Wix, WooCommerce, Salesforce, and more. From e-commerce to CRM tools, our payment solutions connect effortlessly to keep your business running smoothly. Discover how easy it is to integrate and optimize your payment processing.

  • Apple Pay
  • Authorize.Net
  • BigCommerce
  • Checkout Champ
  • FreedomPay
  • Google Pay
  • Magento
  • Microsoft 365
  • NetSuite
  • NetValve
  • NMI
  • Salesforce
  • Shopify
  • Wix
  • WooCommerce

Frequently asked questions

Have a question about working with Corepay? We've got answers!

  • How long does the approval process take?

    After filling out Corepay’s application and submitting any necessary documentation, many merchants may get approved between 24 and 72 hours, even in most high-risk industries.

  • Am I required to have a website when I apply?

    For all e-commerce merchants, yes. However, after conducting our initial KYC/AML internal review, Corepay will of course provide guidance with the website to ensure that it is compliant per card scheme regulations prior to the application process.

  • Which credit cards can I accept with my merchant account?

    Your merchant account will have the ability to accept all major credit cards, including Visa, MasterCard, Discover, American Express, JCB, and the increasingly popular Alipay & Wechat.

  • Do you provide Point of Sale solutions and other equipment?

    Yes. Corepay offers industry-leading equipment for restaurant and retail merchants, based on their business needs and size. This includes the ever-important ability to accept credit/debit cards that are EMV enabled, both in a contactless environment, and with the traditional chip insertion method. This equipment will be offered at unbeatable prices and includes all setup assistance.

  • Are you a payment gateway?

    Yes. Corepay offers its own cutting-edge proprietary gateway that is tailor-made to support e-commerce merchants. In addition, we always offer merchants options an agnostic approach in choosing a payment gateway based on their back end to ensure that the gateway can seamlessly plug into their existing setup.

  • What is a chargeback?

    Chargebacks are a forced transaction reversal initiated by the cardholder’s bank, often due to fraud. Typically, merchants also pay additional fees when consumers report charge disputes to their credit card.

  • What is a chargeback ratio?

    Per card brand rules, it is a measure of how many chargeback claims a merchant has received compared to the number of transactions the merchant has processed in a given month.

  • What is Order Insight by Verifi and is it right for my business?

    Order Insight by Verifi (a Visa company) is designed to streamline the dispute process and fight fraud in a more streamlined manner than traditional chargeback alerts. Corepay is proud to offer direct Order Insight facilitation, including integration via API in less than 48 hours.

  • Does Corepay offer contactless PoS equipment in the USA?

    Yes. Corepay is proud to offer fully EMV compliant contactless PoS equipment in the USA. Like in many other parts of the world, this will allow for a more secure and frictionless customer experience as more issuing banks offer contactless credit/debit cards.

  • Can Corepay assist my business with accepting Alipay and Wechat?

    Yes, as these payment methods become more popular in Europe and Asia, Corepay offers a unique PoS solution that will allow retail merchants to easily accept these two cutting-edge payment methods.

Why choose Corepay?

It’s simple: We understand payment processing for simple solutions such as a brick-and-mortar or restaurant, yet we have the expertise to board your business in high-risk industries.

We also have a payment gateway, Netvalve, explicitly built for high-risk, high-volume, and eCommerce merchants.

Apply now
  • Fast approvals

    Fast Approvals Within 24-72 Hours, even for high-risk industries

  • Exceptional customer service

    Exceptional Customer Service, including direct access to Management Team

  • Risk mitigation

    Risk mitigation with Rapid Dispute Resolution (RDR) by Verifi, 3-D Secure 2.1/ our partner product CB-ALERT

  • Low-risk rates

    Low-risk rates as low as $99 per month and $0.05 per transaction

  • Waived fees

    Waived fees (application, set up, annual)

  • Chargeback alerts

    Traditional chargeback alerts by Ethoca and Verifi

Make Corepay your payment processing solution

Operating out of Winter Park, Florida, we can service companies of sizes, whether you specialize in online sales or retail.

We recommend all Philadelphia merchants speak with multiple payment processors before choosing. At Corepay, we are confident that we can help you save money on processing fees and continue to grow your business to the next level.

If you’re looking to maximize your approvals, process all major credit card brands, and stamp out fraud, make Corepay your Philadelphia payment processing solution.

Apply now
Corepay Building