Best payment processing & merchant account provider in New York City

Looking for the best payment processing in New York City? At Corepay, we cater to both high and low risk merchants of all sizes.

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Are you in search of a reliable payment processing partner for your New York City venture? You’ve come to the right place. At Corepay, we specialize in enabling local businesses to cut down on processing fees, helping them take their operations to the next level.

What makes us unique is our capability to cater to both low-risk and high-risk industries. Whether you’re operating a CBD shop, medispa, or a local retail store, we have the right solutions for you.

Key highlights

  • Diverse Merchant Services: Corepay delivers an extensive range of payment processing options tailored for businesses throughout New York City.
  • Focus on Challenging Industries: We provide payment solutions for hard-to-place sectors such as CBD, vape, alcohol, nightclubs, and more.
  • Commitment to Growth: Our reliable payment processing services are designed to foster growth and prosperity for businesses and merchants alike.

Top credit card processing in New York City

We have been providing merchants with payment processing solutions in NYC for over 8 years and we understand how to help a business scale from the ground up, regardless of your industry.

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To begin the application process, please submit the following information via our application page:

  • Certificate or Articles of Incorporation
  • Shareholder Certificate
  • Personal and Business Financial History
  • Last Six Months of Processing History (if applicable)
  • Copy of Driver’s License or Passport and Utility Bill
  • Organizational Structure Chart
  • Websites that Comply with Requirements
  • Voided Check/Proof of Settlement Bank Account(s)

Retail payment processing in New York City

For reliable retail payment processing in New York City, look no further than Corepay. We offer efficient solutions designed to streamline your payment operations, helping you elevate your retail business while providing a smooth payment experience for your customers.

Industries we support in NYC

At Corepay, we cater to a variety of industries, ensuring tailored solutions that meet your specific merchant needs. By partnering with us, you gain access to top-tier security and equipment designed to optimize your business processes.

Here are some of the sectors we serve throughout New York City:

  • E-commerce
  • CBD Shops
  • Wine Bars
  • Jewelry Retailers
  • Pawn Shops
  • Vape Stores
  • Restaurants
  • Bars
  • General Retail
  • Nightclubs
  • Service Providers (e.g., Plumbing, Carpentry)
  • Travel and Rental Services
  • Medspa
  • Weight loss clinics

Selecting your payment processor

Choosing the right payment processing partner is a pivotal decision for your business. A trustworthy partner can lead to significant savings over time, along with reducing the hours spent resolving technical challenges and chargebacks.

Consider these important factors:

  • Types of businesses your processor usually supports
  • The risk level associated with your business
  • Required payment processing features (e.g., POS systems, payment gateways, chargeback management)
  • Fee structures
  • Volume thresholds

At Corepay, we are adept at managing higher transaction volumes than typical aggregators, as we are well-equipped to handle additional risk.

Clear and competitive pricing

We take pride in our pricing model and have never lost a client due to cost. Our rates are highly competitive and designed to fit every industry’s needs.

To get a personalized pricing proposal, simply fill out our pre-application form, and we’ll promptly send you a tailored quote.

Why choose Corepay?

We are proud to provide our clients with:

  • Rapid Approvals: Get approved within 24-72 hours, even in high-risk sectors.
  • Outstanding Customer Support: Direct access to our management team for any questions or concerns.
  • Risk Management: Enjoy Rapid Dispute Resolution (RDR) through Verifi and our partner solution, CB-ALERT.
  • Low-Risk Pricing: Rates starting as low as $99 per month with transaction fees as low as $0.05.
  • No Hidden Fees: No application, setup, or annual fees.
  • Enhanced Approval Rates: Our proprietary payment gateway utilizes advanced routing technology tailored to your target audience.
  • Chargeback Notifications: Receive timely alerts through Ethoca and Verifi.
  • Essential Processing Equipment: Access the credit card processing tools you need for your retail business.

While we serve clients across the country, our dedicated team in the New York City area is ready to support local merchants.

We encourage all businesses to speak with multiple payment processors before making a decision. At Corepay, we are here to help you reduce processing fees and support your business’s growth.

Are you ready to increase your approvals, accept all major card brands, minimize chargebacks, and expand your business? Fill out the application below to learn how Corepay can assist NYC business owners.

Power your payments in New York City with Corepay

Secure your business with reliable, high-risk payment processing. Fast approvals, competitive rates, and expert support tailored to your industry.
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Powerful payment solutions that integrate with your existing platforms

Seamless Integrations

Corepay supports seamless integrations with top platforms like Shopify, Wix, WooCommerce, Salesforce, and more. From e-commerce to CRM tools, our payment solutions connect effortlessly to keep your business running smoothly. Discover how easy it is to integrate and optimize your payment processing.

  • Apple Pay
  • Authorize.Net
  • BigCommerce
  • Checkout Champ
  • FreedomPay
  • Google Pay
  • Magento
  • Microsoft 365
  • NetSuite
  • NetValve
  • NMI
  • Salesforce
  • Shopify
  • Wix
  • WooCommerce

Frequently asked questions

Have a question about working with Corepay? We've got answers!

  • How long does the approval process take?

    After filling out Corepay’s application and submitting any necessary documentation, many merchants may get approved between 24 and 72 hours, even in most high-risk industries.

  • Am I required to have a website when I apply?

    For all e-commerce merchants, yes. However, after conducting our initial KYC/AML internal review, Corepay will of course provide guidance with the website to ensure that it is compliant per card scheme regulations prior to the application process.

  • Which credit cards can I accept with my merchant account?

    Your merchant account will have the ability to accept all major credit cards, including Visa, MasterCard, Discover, American Express, JCB, and the increasingly popular Alipay & Wechat.

  • Do you provide Point of Sale solutions and other equipment?

    Yes. Corepay offers industry-leading equipment for restaurant and retail merchants, based on their business needs and size. This includes the ever-important ability to accept credit/debit cards that are EMV enabled, both in a contactless environment, and with the traditional chip insertion method. This equipment will be offered at unbeatable prices and includes all setup assistance.

  • Are you a payment gateway?

    Yes. Corepay offers its own cutting-edge proprietary gateway that is tailor-made to support e-commerce merchants. In addition, we always offer merchants options an agnostic approach in choosing a payment gateway based on their back end to ensure that the gateway can seamlessly plug into their existing setup.

  • What is a chargeback?

    Chargebacks are a forced transaction reversal initiated by the cardholder’s bank, often due to fraud. Typically, merchants also pay additional fees when consumers report charge disputes to their credit card.

  • What is a chargeback ratio?

    Per card brand rules, it is a measure of how many chargeback claims a merchant has received compared to the number of transactions the merchant has processed in a given month.

  • What is Order Insight by Verifi and is it right for my business?

    Order Insight by Verifi (a Visa company) is designed to streamline the dispute process and fight fraud in a more streamlined manner than traditional chargeback alerts. Corepay is proud to offer direct Order Insight facilitation, including integration via API in less than 48 hours.

  • Does Corepay offer contactless PoS equipment in the USA?

    Yes. Corepay is proud to offer fully EMV compliant contactless PoS equipment in the USA. Like in many other parts of the world, this will allow for a more secure and frictionless customer experience as more issuing banks offer contactless credit/debit cards.

  • Can Corepay assist my business with accepting Alipay and Wechat?

    Yes, as these payment methods become more popular in Europe and Asia, Corepay offers a unique PoS solution that will allow retail merchants to easily accept these two cutting-edge payment methods.

Why choose Corepay?

It’s simple: We understand payment processing for simple solutions such as a brick-and-mortar or restaurant, yet we have the expertise to board your business in high-risk industries.

We also have a payment gateway, Netvalve, explicitly built for high-risk, high-volume, and eCommerce merchants.

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  • Fast approvals

    Fast Approvals Within 24-72 Hours, even for high-risk industries

  • Exceptional customer service

    Exceptional Customer Service, including direct access to Management Team

  • Risk mitigation

    Risk mitigation with Rapid Dispute Resolution (RDR) by Verifi, 3-D Secure 2.1/ our partner product CB-ALERT

  • Low-risk rates

    Low-risk rates as low as $99 per month and $0.05 per transaction

  • Waived fees

    Waived fees (application, set up, annual)

  • Chargeback alerts

    Traditional chargeback alerts by Ethoca and Verifi

Make Corepay your payment processing solution

Operating out of Winter Park, Florida, we can service companies of sizes, whether you specialize in online sales or retail.

We recommend all New York City merchants speak with multiple payment processors before choosing. At Corepay, we are confident that we can help you save money on processing fees and continue to grow your business to the next level.

If you’re looking to maximize your approvals, process all major credit card brands, and stamp out fraud, make Corepay your New York City payment processing solution.

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Corepay Building