High-Ticket Payment Processing
Merchant Accounts for High-Ticket Businesses
Reliable payment processing for luxury goods, high-ticket services, and premium product retailers with large average transaction values.
High-Value Underwriting
Our underwriting accounts for large average transaction sizes that trigger risk flags at standard processors.
Chargeback Defense
Integrated dispute alerts protect revenue on high-ticket transactions where a single chargeback represents significant lost revenue.
Multi-Currency
Accept payments in 135+ currencies for luxury goods buyers and premium service clients worldwide.
See How Your High-Ticket Rates Compare
High-ticket merchants pay more because fewer processors will underwrite large average transactions. Enter your volume to see what we can offer.
- Underwritten for $1,000+ average transactions
- Interchange-plus pricing, no hidden markups
- Chargeback alerts included on every account
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Processing Built for Large Average Transaction Values
Challenges High-Ticket Businesses Face
Transaction Size Risk Flags
Transactions of $1,000 or more trigger automatic risk flags at many standard processors, resulting in holds and account reviews that disrupt business.
Chargeback Value Exposure
A single chargeback on a $5,000 transaction causes significantly more damage than on a $50 one. Without proactive tools, one dispute cycle can be devastating.
International Buyer Declines
Luxury buyers frequently use foreign-issued cards. Without local acquiring in key markets, international approval rates underperform.
Fraud Targeting
High-ticket businesses are disproportionately targeted by sophisticated fraud operations that exploit the delay between authorization and fulfilment.
Built for High-Value Commerce
High-Ticket Underwriting
Our underwriting explicitly accounts for large average transaction values, setting appropriate limits so you are never blocked mid-sale.
Chargeback Alert Integration
Ethoca and Verifi alerts notify you of incoming disputes before they post, critical when each transaction represents significant revenue.
Multi-Currency Acquiring
Accept 135+ currencies with local acquiring in key markets, improving approval rates for international luxury buyers.
Advanced Fraud Screening
Velocity rules, device fingerprinting, and 3D Secure 2.0 protect against the sophisticated fraud operations that target high-ticket merchants.
3D Secure 2.0
Strong customer authentication on high-value transactions shifts chargeback liability and reduces fraud losses on international orders.
Dedicated Account Manager
A named account manager experienced with high-ticket payment risk, available around the clock.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
If your business sells high-ticket goods or services, you need a merchant account that can handle large transactions securely. Credit card processors charge differently for business-to-business and business-to-consumer sales, so understanding the fee structure is important. We tailor all of our high-ticket merchant accounts to each business and offer chargeback prevention tools to protect your revenue.
We process for automobile accessories, collectibles, furniture, high-end services, tech, jewelry, hotels, luxury goods, ticket services, tours, and travel.
Why High-Ticket Businesses Are High-Risk
Chargebacks are more costly on high-ticket transactions. Most high-ticket purchases happen online (card-not-present), which increases dispute risk. Certain industries are inherently risky regardless of ticket size. And cyber criminals target ecommerce sites selling expensive items using stolen payment credentials.
Applying for Your Account
You will need:
- Personal and business financial statements
- Articles of incorporation
- Principal’s driver’s license
- Proof of operating address
- Company EIN document
- Voided check
- Six months of processing history (if available)
During underwriting, we review your chargeback history and billing policies. Advance billing can increase chargeback risk, so having clear terms is important.
Why Choose Corepay
- Competitive rates for both low and high-risk
- PCI Level 1 gateway built for high tickets and high volume
- Extensive banking network
- Chargeback prevention and monitoring
- Multiple payment methods (MOTO, mobile, ACH)
- 24/7 customer service
- Waived application, setup, and annual fees
