Mastercard Payment Optimization Platform
Higher Approvals Through Network-Level Optimization
The Mastercard Payment Optimization Platform uses network-level transaction intelligence to improve authorization rates, reduce false declines, and recover revenue that would otherwise be lost. It works behind the scenes on every Mastercard transaction, applying data-driven optimizations that individual merchants cannot achieve on their own.
Higher Approvals
Network intelligence that improves first-attempt authorization rates.
Recover Declines
False declines identified and recovered through network-level signals.
Smart Retries
Optimal retry timing based on network-wide transaction data.
Network Intelligence for Better Authorization
How MPOP Optimizes Payments
Higher Authorization Rates
MPOP analyzes transaction patterns across the entire Mastercard network to identify optimization opportunities that improve first-attempt approval rates for your transactions.
False Decline Recovery
Legitimate transactions that would be declined by standard issuer risk models are identified and recovered through network-level signals that individual merchants cannot access.
Intelligent Retry Optimization
When a transaction is declined, MPOP determines the optimal retry timing and parameters based on network-wide data, maximizing the chance of approval on subsequent attempts.
Enriched Issuer Data
MPOP provides issuers with additional transaction context and merchant data, helping their risk models make more accurate approval decisions.
Cross-Border Optimization
International Mastercard transactions benefit from network-level routing and data enrichment that improves approval rates across borders.
Specialty Merchant Benefit
Merchants in specialty verticals often face higher decline rates. MPOP helps offset this by providing issuers with signals that distinguish legitimate specialty transactions from actual fraud.
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
Works With Your Existing Stack
MPOP operates at the network level through your existing Corepay processing relationship. No additional integration required.
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