Retail Payment Processing
Merchant Accounts for Retail Businesses
Reliable payment processing for brick-and-mortar retailers, omnichannel stores, and specialty retail brands.
Retail Expertise
Our underwriting team works with retail businesses of every size, from independent boutiques to regional chains.
Omnichannel Ready
Accept payments in-store and online with a single merchant account and unified reporting across all channels.
Fast Approvals
Most retail merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your Retail Rates Compare
Retail merchants often overpay due to hidden interchange markups. Enter your volume to see what transparent pricing looks like.
- Omnichannel in-store and online acceptance
- Seasonal volume capacity built in
- Specialty retail categories supported
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Processing for Retail Businesses of Every Size
Retail businesses need payment processing that scales with them, from the first in-store terminal to full omnichannel eCommerce integration. Corepay provides retail merchant accounts with competitive rates, flexible gateway options, and the dedicated support that growing retail businesses depend on.
Challenges Retailers Face
Hidden Fee Structures
Many retail processors advertise low rates but bury interchange markups, statement fees, and batch fees that inflate the true cost of processing.
Omnichannel Integration Gaps
Retailers selling both in-store and online often end up with disconnected payment systems that create reporting complexity and reconciliation headaches.
Seasonal Volume Spikes
Retail transaction volumes spike dramatically during peak seasons. Standard volume caps can block revenue during the most critical sales periods.
Specialty Category Challenges
Retailers in certain specialty categories, including firearms, tobacco, and alcohol, face routine processor rejections that standard merchant accounts cannot solve.
Built for Retail Commerce
Retail Underwriting
Specialist underwriting for general retail, specialty retail, and omnichannel businesses of every size.
Omnichannel Gateway
Accept payments in-store, online, and via mobile with a single merchant account and unified transaction reporting.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting retail revenue across all sales channels.
Competitive Rates
Transparent pricing with no hidden fees. Low-risk retail rates from $99/month plus interchange. No surprises on your statement.
High-Volume Capacity
Underwriting built for the transaction volumes that retail businesses experience during peak seasons and promotional events.
Dedicated Account Manager
A named account manager experienced with retail payment processing, available around the clock.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
We provide tailored payment processing solutions for retail businesses. Whether you are opening a brick-and-mortar store, expanding into new markets, or looking for a transparent processor, we can help. Our POS systems feature EMV capability and contactless options, and integrate seamlessly with most payment gateways.
What We Offer
Our merchant services help you manage customers, employees, and inventory. Track transactions in real time, gain insights through data-driven reports, and improve operational efficiency. We offer inventory management from any connected device, customer and employee tracking tools, offline transaction processing that syncs when your network is restored, and customizable receipt options (print, email, or text).
Chargeback Management
We simplify chargeback management through a secure online merchant portal. Respond to cardholder and card-issuer disputes quickly and efficiently, reducing losses and maintaining trust. Learn more about our dispute management.
Dual Pricing
Our dual pricing solution lets you offer customers the choice between cash and card at different price points. This helps offset processing fees by passing the cost to card-paying customers while offering cash-payers a discount.
Why Choose Corepay
Competitive rates starting at $99 per month and $0.05 per transaction. We accept all major payment methods including Visa, Mastercard, Discover, American Express, JCB, Alipay, and WeChat. No hidden fees. Secure processing, powerful data insights, and innovative tools to keep you competitive.
