Travel Industry Payment Processing
Merchant Accounts for Travel Businesses
Reliable payment processing for travel agencies, tour operators, OTAs, and booking platforms.
Fast Approvals
Most travel merchants receive a decision within 24 to 72 hours of submitting a complete application.
Chargeback Defense
Integrated Ethoca and Verifi alerts catch disputes before they post, protecting revenue on high-ticket travel bookings.
Multi-Currency
Accept payments in 135+ currencies with local acquiring relationships that improve approval rates on international cards.
See How Your Travel Rates Compare
Travel merchants pay premium rates due to advance booking risk and cancellation exposure. Enter your volume to see what we can offer.
- Advance deposit collection supported
- Multi-currency for international travelers
- Seasonal volume capacity built in
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Powering Payments for Travel Businesses of Every Size
Travel is one of the most payment-intensive industries in the world. High average ticket sizes, advance bookings, and cross-border transactions create unique processing challenges. Corepay specializes in travel merchant accounts that handle these realities head-on, from chargeback management tools to multi-currency acquiring.
Challenges Travel Businesses Face
High Chargebacks From Cancellations
Travel bookings made months in advance frequently result in cancellations and disputed charges. Without proper tooling, your chargeback ratio climbs fast.
Processors That Drop You Mid-Season
Many banks and processors freeze or terminate travel accounts without warning, leaving you unable to process during peak booking periods.
Cross-Border Card Declines
International travelers using foreign-issued cards see higher decline rates when your processor lacks local acquiring in their home market.
Advance Deposit Risk
Collecting deposits weeks or months before service delivery raises underwriting red flags at traditional banks.
Built for Travel Commerce
Chargeback Alert Integration
Ethoca and Verifi alerts notify you of pending disputes before they become chargebacks, giving you time to resolve them proactively.
Multi-Currency Acquiring
Accept 135+ currencies with local processing relationships in key markets, improving approval rates for international cardholders.
Recurring Billing
Collect installment payments, subscription travel packages, and multi-payment itineraries through our gateway's native recurring engine.
High-Volume Processing
Our underwriting accounts for seasonal spikes and high average transaction values common in travel, so you are never capped at peak season.
Dedicated Account Manager
A named account manager familiar with travel industry risk, available around the clock, no call centers or ticket queues.
Fraud Screening
Velocity rules, device fingerprinting, and 3D Secure 2.0 reduce fraud on high-ticket bookings without hurting legitimate approval rates.
Corepay By the Numbers
-
135+ Currencies Supported
-
24-72h Typical Approval Window
-
98% Uptime SLA
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
The travel industry is worth trillions but loses roughly $25 billion annually due to chargebacks and fraud. Whether you specialize in lodging, vacation packages, Airbnb management, cruises, or tour operations, having a high-risk processor that understands the travel industry is essential.
Why Travel Is High-Risk
Chargebacks are frequent, especially with services like Airbnb and timeshares where most transactions are card-not-present. Average ticket values are high. Purchases are often made months in advance, creating a long window for disputes. And the travel industry has a history of business failures, which makes banks cautious.
Minimizing Chargebacks
- Maintain a fully secure, compliant website
- Clearly state refund policies
- Offer 24/7 customer service
- Create a comprehensive FAQ page
Applying for Your Account
You will need:
- Company EIN document
- Personal and business financial statements
- Proof of operating address
- Articles of incorporation
- Principal’s driver’s license
- Voided check
Why Choose Corepay
- Competitive rates
- Approvals within 24 to 72 hours
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- Mobile payment acceptance
- Waived application, setup, and annual fees
- 24/7 customer service
