SaaS Payment Processing
Merchant Accounts for SaaS Companies
Flexible payment processing for software-as-a-service companies from early stage to enterprise.
Recurring Billing
Native subscription billing with trial support, proration, and metered usage billing, no plugins required.
Global Acquiring
Sell to customers in 135+ currencies with local acquiring partnerships that improve approval rates worldwide.
Fast Approvals
Most SaaS merchants receive a decision within 24 to 72 hours of submitting a complete application.
See How Your SaaS Rates Compare
SaaS companies need pricing that scales with MRR growth. Enter your volume to see what we can offer.
- Native recurring billing with trial support
- Account updater to prevent involuntary churn
- RESTful API and webhook integration
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Payment Infrastructure Built for SaaS Revenue Models
SaaS companies live and die by recurring revenue. A missed renewal, a chargeback spike, or a processor freeze can cascade into existential risk. Corepay builds SaaS merchant accounts around your billing model, with the stability and tooling your revenue engine depends on.
Challenges SaaS Companies Face
Recurring Billing Complexity
Annual, monthly, metered, and usage-based plans each carry different risk profiles. Most processors are not equipped to handle the variety common in SaaS.
International Card Declines
Selling globally means customers on foreign-issued cards often see higher decline rates, increasing your customer acquisition cost.
Chargeback Risk at Scale
As subscriber counts grow, so does absolute chargeback volume. Without proactive tooling, ratios can creep toward card-network thresholds.
Processor Terminations
SaaS companies with trial models or refund-heavy policies are sometimes terminated by processors who misread normal subscription churn signals as fraud.
Built for Recurring Revenue
Native Recurring Engine
Subscription billing with trial periods, plan changes, prorations, and metered usage built into the gateway.
Multi-Currency Acquiring
Accept 135+ currencies with local acquiring in key markets, improving approval rates for international subscribers.
Chargeback Alert Integration
Ethoca and Verifi alerts flag incoming disputes before they post, keeping your ratio well below card-network thresholds.
Account Updater
Automatic card refresh prevents silent failed renewals and the involuntary churn that follows.
Developer-Friendly API
RESTful API and webhook support let your engineering team integrate billing logic directly into your product.
Dedicated Account Manager
A named account manager familiar with SaaS billing risk, reachable around the clock without call centers.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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99.9% Gateway Uptime
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
SaaS is one of the most profitable industries in the world, but billing is challenging because SaaS companies typically use recurring business models. We frequently work with SaaS companies and understand what you need from a payment processing partner.
Why SaaS Is High-Risk
Recurring billing increases the risk of chargebacks, since customers may forget about their subscription or no longer find value in the service. SaaS companies sell intangible goods, making it difficult to prove delivery. Online businesses are more susceptible to credit card fraud. And unsatisfied customers often file chargebacks rather than requesting refunds.
Applying for Your Account
You will need:
- Certificate of incorporation
- Voided check or proof of bank accounts
- Organizational chart (if applicable)
- Personal and business financial history
- Prior processing statements (if available)
- Compliant website
Why Choose Corepay
We offer transparent pricing, low rates, and are a registered ISO in the USA and Europe. Our gateway is built for high-volume recurring billing.
- Competitive rates
- Approvals within 24 to 72 hours
- High-volume processing
- Multi-currency support
- PCI Level 1 secure gateway
- Mobile payment acceptance
- Waived application, setup, and annual fees
- 24/7 customer service
