eBook Payment Processing
Merchant Accounts for eBook Publishers & Sellers
Reliable payment processing for eBook publishers, digital content sellers, and self-publishing authors.
Digital Goods Expertise
Our underwriting team works with digital content sellers and eBook publishers that standard processors classify as specialty risk.
Global Sales
Accept payments in 135+ currencies from readers and subscribers worldwide with local acquiring for better approval rates.
Subscription Libraries
Native recurring billing handles eBook subscription libraries, membership reading plans, and series release subscriptions.
See How Your eBook Processing Rates Compare
Digital publishers pay higher rates because most processors avoid the category. Enter your volume to see what we can offer.
- Multi-currency for international readers
- Subscription library billing supported
- Chargeback alerts for digital content
How much are you overpaying?
Enter your numbers from last month's processing statement.
All figures shown are estimates only and may be subject to change based on application review, business model, risk factors, and underwriting assessments. This tool does not constitute a commitment, guarantee, or offer of specific terms.
Same-day decisions · No application fee · Dedicated account manager
Processing Built for Digital Publishers
Challenges eBook Sellers Face
Digital Goods Chargeback Risk
eBook and digital content purchases generate chargebacks at higher rates than physical goods because there is no tangible item to return.
Content Category Rejections
Publishers in digital content, romance, and niche categories face blanket rejections from processors who refuse to underwrite digital publishing.
International Payment Declines
eBook markets are inherently global. Without local acquiring in key markets, international reader approval rates underperform significantly.
Subscription Library Risk
Subscription reading platforms generate recurring billing chargebacks when subscribers forget membership charges or dispute auto-renewals.
Built for eBook Publishing
Digital Content Underwriting
Specialist underwriting for eBook publishers, digital content sellers, and self-publishing platforms across all content categories.
Multi-Currency Acquiring
Accept 135+ currencies with local acquiring relationships that improve approval rates for international readers.
Subscription Billing
eBook subscription libraries, series release subscriptions, and membership reading plans managed through our gateway's recurring engine.
Chargeback Alert Integration
Ethoca and Verifi alerts catch incoming disputes before they post, protecting digital content revenue.
Custom Descriptors
Set a recognizable payment descriptor that reduces "I don't recognize this charge" disputes on digital content purchases.
Dedicated Account Manager
A named account manager experienced with digital content payment processing, available around the clock.
Corepay By the Numbers
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135+ Currencies Supported
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24-72h Typical Approval Window
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99.9% Gateway Uptime
Processing Payments in 30+ Countries
United States
50 statesFull domestic processing with next-day funding and dedicated account management.
European Union
27 member statesPSD2 and SCA compliant processing across all EU member states with multi-currency settlement.
United Kingdom
England, Scotland, Wales, NIFCA-regulated payment processing with GBP settlement and local acquiring.
Australia
All territoriesAPRA-compliant processing with AUD settlement and Asia-Pacific connectivity.
The ebook market is estimated at over $16 billion and continues to grow. Reliable payment processing for ebook merchants is essential, as the industry deals with piracy, friendly fraud, and high chargeback rates. We have been servicing high-risk merchants for over 20 years and understand the unique needs of digital publishing.
Why Ebook Merchants Are High-Risk
Ebook piracy leads to unauthorized distribution and revenue loss. Friendly fraud occurs when customers purchase an ebook, claim they did not, and file a chargeback. Subscription billing adds risk, as recurring charges can lead to disputes. All transactions are card-not-present, which carries inherently higher chargeback rates.
Applying for Your Account
Approvals are typically granted within 24 to 72 hours. You will need:
- Company EIN document
- Personal and business financial statements
- Proof of operating address
- Principal’s driver’s license
- Articles of incorporation
- Business plan
- Voided check
Why Choose Corepay
We are a registered ISO in the EU and the USA, which allows us to offer rates others cannot match. We are gateway-agnostic and can connect to your existing platform.
- 24/7 customer support
- Fast onboarding
- Competitive rates
- Over 20 years of experience
- Maximum approval rates
