High Risk Wix Payment Processing Services

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Last Updated on March 17, 2023 by Corepay

There are currently over 110 million live Wix websites on the web. Wix is one of the most popular web builders available online, and lately, they’ve pushed to be more search engine optimization friendly. If you built your website on Wix and operate within a risky industry, you will need a high-risk payment processor.

This article will explain how to apply for high-risk payment processing for your Wix-built business and why we’re a great fit.

At Corepay, we offer high-risk payment processing for Wix companies and understand what it takes to get you processing payments swiftly.

What Makes Certain Wix Businesses “High-Risk?”

Several factors make Wix businesses high-risk. First, since most purchases of your products or services from your website will be CNP or card-not-present, this makes your business a little riskier.

CNP transactions won’t make your business high-risk, though; it comes down to chargebacks associated with these purchases.

Here are the main reasons your Wix website could be deemed high-risk and need high-risk payment processing:

  • The industry is risky
  • Poor financial history
  • Chargebacks

Risky Industries For Wix Websites

If you run a business that is in the following, you are considered high-risk:

  • CBD
  • Vape
  • Adult content
  • Fantasy
  • Gambling
  • High-ticket
  • Online dating
  • Travel
  • Nutra
  • Weight loss

If you’re operating within these industries on Wix, you’ve come to the right place. We can board any high-risk merchant, provided that the business is legal.

Financial History

If your personal or business financial history could be better, we can assist and get you back into the green. However, poor financial history typically means you will pay high-risk rates until you prove you’re less risky.


Chargebacks are the number one reason that companies are considered high-risk. So even if your business operates in a low-risk vertical, your chargebacks can put you into high-risk territory if they get over .9%.

If your merchant account was terminated due to chargebacks, please get in touch with us as we can likely assist you, and you get back processing.

How To Apply For Payment Processing On Your Wix Website

Applying for payment processing for your Wix business is exciting. One of your most important relationships with your online business will be your payment processor. They will assist you along the way and make your life easy as you progress.

At Corepay, we make the application process as seamless as possible:

  • 3-6 months processing history of statements
  • Voided check
  • Principal’s driver’s license
  • Proof of operating address
  • Company EIN document
  • Business plan – optional
  • Chargeback ratio
  • A functional and compliant website with login credentials

The more information you can provide us while applying, the faster we can get you boarded.

Wix Friendly High-Risk Credit Card Processing With Corepay

At Corepay, we offer highly competitive pricing for all high-risk verticals. We also can connect to Wix websites on the backend through various payment gateways of your choosing.

We offer the following at Corepay:

  • Fast approvals within 72 hours
  • Exceptional Customer Service, including direct access to Management Team
  • Risk mitigation with Rapid Dispute Resolution (RDR) by Verifi, 3-D Secure 2.1/ our partner product CB-ALERT
  • Waived fees (application, set up, annual)
  • Maximize approval ratios due to routing technology based on your target customer base within our proprietary payment gateway, Netvalve
  • Traditional chargeback alerts by Ethoca and Verifi
  • High-risk rates as low as a blended 2.95%

While our gateway is designed for these verticals, we take a gateway-agnostic approach to hook up to whichever gateway you choose.

Choosing A Payment Gateway For Wix

Wix currently only allows specific payment gateways for high-risk payment processors to plug into. Here’s a list of the payment gateways Wix accepts:

United States Payment Gateways For Wix








Evergreen Payments Northwest





Priority Payments






*It’s important to note that once you choose a payment gateway, you might need to select a high-risk payment processing partner if your business is not low-risk.

When deciding on a high-risk payment processing partner, make sure that you compare services offered instead of just rates.

While you want competitive pricing, you want to know that your account isn’t at risk of getting terminated with the wrong payment processor.

Wix Payment Processing Fees (Low-Risk Merchants Only)

For those merchants not in need of a high-risk payment solution for their Wix website, here’s a look at Wix Payments fees:


  • EU Countries: 1.9% of the transaction amount + 0.30 EUR
  • Switzerland: 2.3% of the transaction amount + 0.30 CHF
  • United Kingdom: 2.1% of the transaction amount + 0.20 GBP
  • USA: 2.9% of the transaction amount + 0.30 USD

Using Paypal For Wix Companies

Merchants can use Paypal’s merchant services for most of their websites. With that being said, review Wix’s terms of service to see which industries are deemed high-risk. If your company is considered high-risk, you cannot use Paypal or any other low-risk solution.

Wix Alternatives

There are various website builders that you can use instead of Wix. Currently, the most popular are as follows:

  • WordPress
  • Squarespace
  • Jimendo
  • Shopify
  • Weebly

Regarding ease of use and SEO purposes, we recommend merchants choose WordPress. There are more payment processing capabilities for WordPress websites as well.

Wrapping Up

If you’re looking for a high-risk payment processor for your Wix-built website, look no further than Corepay. We can assist and provide highly competitive rates and lower your chargeback ratio.

Fill out the application below to get started.

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