Male Enhancement Merchant Accounts – Grow With Us

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Last Updated on July 7, 2023 by Corepay

Looking for payment processing, but not sure who offers the best male enhance merchant accounts? Look no further than Corepay. While male enhancement payment processing is vital for your business, it is also hard to find.

At Corepay, we understand the importance of growth and what it takes to advance a business to the next level in the male enhancement industry. Male enhancement merchant accounts are labeled high-risk by banks and credit card processors, which is why it’s a little more challenging to find a reliable processor.

male enhancement risk

When choosing a processing partner, verify they specialize in high-risk merchant accounts as a low-risk provider could freeze or terminate your account.

It is important to note, just because male enhancement is high-risk doesn’t mean it’s bad. It just means restrictions are tighter, and banks and processors have to protect themselves from chargebacks.

Applying For Your Male Enhancement Credit Card Processing

Applying for a merchant account is an exciting and nerve-wracking time. Your relationship with your payment processor is always vital when expanding a business.

At Corepay, we strongly encourage you to compare our rates and quality of services with others in processing, as we are confident in what we provide our clients.

The more information you can provide us when applying, the faster we can get you pre-approved and closer to processing payments.

When applying, you will need the following:

  • Personal bank statements
  • Business bank statements
  • Articles of Incorporation
  • Principal’s driver’s license
  • Proof address (operating)
  • Company EIN document
  • Voided check 
  • Six months of processing history, when applicable

Why Choose Corepay For Your Male Enhancement Merchant Account?

Top Male enhancement products

There are many risks associated with the male enhancement industry that make it challenging to find reliable processing.  At Corepay, our specialty is the adult industry, and we are very familiar with the protocols to get you approved for male enhancement. 

The most taxing part of operating in the penile enhancement industry is trying to provide for your customers while at the same time adhering to the many industry regulations and laws. 

In order to be successful in this industry, you will need to be able to process credit/debit cards without the fear of getting shut down. Corepay  will ensure that your company is compliant and has what it takes to maintain a healthy chargeback ratio. 

You should choose Corepay for your payment processing for the following reasons:

  • Highly competitive rates for high-risk
  • PCI level 1 security through our payment gateway, NetValve
  • Extensive banking network
  • Chargeback prevention and monitoring services through our partner product CB-ALERT
  • Fraud fighting tools
  • 24/7 customer service
  • Waived application, set up, and annual fees for all clients

We focus primarily on high-risk industries, as we know what it takes to help our clients get approved and stay approved, allowing for ultimate profitability.

Why Is Male Enhancement Considered High-Risk

This shouldn’t come as a big surprise as there are several concerns within the male enhancement industry.

  • Chargebacks, related to customers unhappiness
  • Reputational damage
  • Health concerns
  • Age restrictions


Chargebacks are unavoidable in this industry. 

Even if most of your customers are happy with the product they are getting, there are reasons they might still file a chargeback against your business.

For example, if your product gives them results they are after and makes them feel sick or brings on side effects, this could result in a chargeback.

It is also easy for customers to simply state that the supplements are not giving them the desired effect and file a chargeback. 

The main reason for this is that companies usually state claims, such as, “stay hard for hours” or “grow your penis by 2 inches guaranteed.” While these types of claims may help promote your product, they can significantly hurt your chargeback ratio, resulting in higher fees or a frozen merchant account.

When growing your male enhancement business, lowering chargebacks should be your number one goal. Fortunately, we know what you need to do to reduce your chargebacks.

While we will help you with the application, clearly stating refund policies and terms of service on your website will significantly reduce your chargebacks.


Banks and processors are risking damaging their reputation by taking on certain male enhancement businesses. If the company has a bad reputation or gets in trouble for selling harmful products, it doesn’t look favorable for any involved parties.

Health Concerns

Since the FDA heavily warns against taking male enhancement supplements, it is extremely difficult to find processing, however, not impossible. 

The grey area here is that a customer can claim that a certain male enhancement product leads to various ailments without needing proof. In this case, the product will usually be heavily investigated and/or be included in the FDA’s product warning list.

Age Restrictions

Since many male enhancement supplements are purchased online, having a reliable way to verify age always comes into play. You will need to verify the age of any person buying through your website as customers need to be at least 18 years or older. 

The chance of a minor purchasing products that are meant for 18 plus and becoming ill makes it challenging to find processing.

Did Paypal/Square/Stripe Shut Down Your Account?

When Paypal freezes or terminates your male enhancement account, there isn’t much you can do. The reason your account was terminated was likely due to a breech in their terms of service. 

While all of the above are great options for low-risk, they don’t serve high-risk industries for many reasons.

Paypal also performs its underwriting after your account is approved. This means that you could be accepting payments for up to 6 months before your account is flagged and frozen.

If you’re wondering what to do next, the good news is that you are already making the right moves. Get approved with a high-risk processor and start collecting payments as quickly as possible.

Once Paypal audits your account, they will unlock your account and allow you to access the funds.

Wrapping Up

We sincerely believe Corepay can expand your business in many ways when it comes to payment processing. By reducing chargebacks and providing bespoke payment processing, you can unlock your business’ full potential.

Male enhancement merchant accounts might be complex, and that’s exactly why Corepay is an excellent fit for your business. Fill out an application today to get pre-approved.

DISCLAIMER: This article provides general information and is not intended to be construed as medical advice. These products are not endorsed by Corepay and its affiliates.

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